Accountabilities

• Perform detailed credit analysis of counterparties using financial statements, ratios, cash‑flow analysis, and qualitative risk factors.
• Assign and recommend internal risk ratings and exposure limits in accordance with approved credit risk policies.
• Conduct ongoing surveillance of counterparty portfolios and identify emerging risks, trends, or limit exceptions.
• Assess credit risk associated with new counterparties, products, transactions, and business initiatives.
• Prepare clear, concise credit risk reports and presentations for senior management and risk or credit committees.
• Track, document, and support governance actions, including limit approvals, exceptions, and remediation plans.
• Support internal and external audits and regulatory reviews related to counterparty credit risk.
• Lead exposure monitoring and reporting, collateral management, and compliance with credit policies. ...