Job Summary

The Credit Specialist is responsible for supporting credit risk management, account review, credit policy execution, and exposure monitoring across the customer lifecycle. This role evaluates customer credit risk, supports credit decisioning, and helps minimize bad debt exposure while balancing customer experience and operational efficiency.

Credit Risk Assessment & Decisioning

• Review customer accounts and assess credit risk
• Perform credit evaluations and account reviews
• Apply credit policies and procedures consistently
• Recommend credit limits, deposits, and payment terms
• Monitor high‑risk accounts and exposure

Credit Policy Execution

• Support implementation of credit policies
• Monitor credit policy effectiveness
• Ensure consistent policy application
• Identify policy gaps and imp...