• Review and authorize applications according to policies and authority limits
• Analyze risks based on user data, transactions, and red flags indicating fraud
• Perform early detection of abnormal patterns or potential losses
• Make approval/reject/escalate decisions independently and objectively
• Maintain compliance with policies, SOPs, SLAs, and regulations
• Prepare decision documentation and audit trails Coordinate with: Fraud Team Risk Operation Compliance

Qualifications

• Minimum bachelor's degree (Economics, Management, Statistics, or relevant)
• At least 1–3 years of experience in: Authorization / Risk / Credit / Fraud / Operation Control
• Understanding of the following concepts: Risk assessment Fraud patterns SLA & control process Strong analytical thinking & decision-making
• Thorough, decisive, and able to work under pressure
• Able to work with high volumes and tight deadlines