Opportunity to join a high-growth fintech building modern credit infrastructure across underserved markets in Latin America.Using alternative data, automation, and technology-driven decisioning, they are expanding access to credit where traditional financial systems fall short.This Head of Credit & Risk will lead strategy, analytics, and operational execution across underwriting, portfolio management, fraud, pricing, and collections.This role sits at the center of the business- partnering closely with founders and cross-functional teams to drive sustainable growth while maintaining disciplined risk management.Key ResponsibilitiesCredit Strategy & UnderwritingDefine underwriting strategies, segmentation, approval criteria, pricing, and risk appetite across products and geographiesBuild and optimize credit models using traditional and alternative data sourcesImprove decisioning frameworks, limit management, and customer lifecycle risk strategiesSupport new product launches and market ...