The Credit Card Risk team is responsible for managing credit risk and driving profitability across the credit card portfolio. We design and implement risk decision-making processes throughout the entire customer lifecycle, including underwriting and collections strategies.

Risk strategy plays a critical role in the company’s overall performance, directly impacting growth, profitability, and portfolio quality.

Our team focuses on developing advanced analytical approaches, building models, and creating tools that enhance business processes and key metrics. We are committed to a data-driven approach to decision‑making.

• Risk and Profitability Management
• Manage, monitoring and improvement of Credit Card’s risk strategy, limit policy within adopting ML & AI models to maximise product profitability
• Develop and manage NPV model of the product
• Interaction with business department about product and o...