Why this role matters: We're launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You'll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control. Day-to-day responsibilities: Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams The ideal candidate: ~3+ ye...